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Mortgage Rates

2026 Housing Market Outlook

2026 Housing Market Outlook

2026 Housing Market Outlook.  After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear. Expert forecasts Continue Reading

What buyers want most

What Buyers Need Most

What Buyers Need Most (And How the Market’s Responding) Here is what buyers want most.  A recent survey from Bank of America asked would-be homebuyers what would Continue Reading

Affordability

Affordability Is Showing Signs of Improvement

Affordability Is Showing Signs of Improvement  For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Continue Reading

key moments to sell

Key Moment To Sell Your House

Why Now May Be a Key 2025 Moment To Sell Your House Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in. According to Continue Reading

First-Time Homebuyer

FHA Loans Can Help First-Time Homebuyers

Buying Your First Home? FHA Loans Can Help If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources Continue Reading

Housing Market 2025

What To Expect from Mortgage Rates and Home Prices in 2025

Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that Continue Reading

Now’s the Time To Upgrade to Your Dream Home

Now’s the Time To Upgrade to Your Dream Home

Now’s the Time To Upgrade to Your Dream Home!  If you’ve been wanting to sell your house and move up to a bigger or nicer home, you’re not alone. A recent Inman survey Continue Reading

Buy Now Or Wait

Buy Now Or Wait?

Buy Now, or Wait? Some Highlights If you’re wondering if you should buy now or wait, here’s what you need to know. If you wait for rates to drop more, you’ll have to Continue Reading

Falling Mortgage Rates

Falling Mortgage Rates are Bringing Buyers Back

Falling Mortgage Rates Are Bringing Buyers Back Falling Mortgage Rates! If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your Continue Reading

Mortgage Rates Drop

Mortgage Rates Drop to Lowest Level in over a Year and a Half Mortgage rates drop and  have hit their lowest point in over a year and a half. And that’s big news if Continue Reading

Contacting A Realtor

When is the right time to contact a Realtor?

  When is the right time to contact a Realtor? With so many Real Estate websites and resources like Zillow and Realtor.com it’s not uncommon for Homebuyers to put off Continue Reading

Federal Reserve's Next Move

How the Federal Reserve’s Next Move Could Impact the Housing Market

How the Federal Reserve’s Next Move Could Impact the Housing Market What's the Federal Reserve's next move?  Now that it’s September, all eyes are on the Federal Reserve Continue Reading

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Michael Morales

I’m a baby boomer and empty nester still passionately in love with the girl I married years ago as a young man with a vision. We live with our three golden retrievers on five acres in the Sierra Nevada foothills town of Tuolumne. In 2016, after a blessed life raising our family in the San Francisco Bay Area, we packed up suburbia and moved to the mountains. We haven’t looked back…

Meet Michael

Keller Williams Realty

8 South Washington Street
Sonora, CA 95370

(925) 337-3600
Contact Michael

Golden K Homes

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