This page is intended to provide Home Buyers with a general Road Map of the buying process from the point of an accepted contract and close of escrow.
UNDER CONTRACT
- Secure a home loan more details to follow
- Acquire home insurance and send proof to your lender
- A preliminary title report will come from the Title Company
- Schedule property inspections and negotiate repairs
- The Lender will order an appraisal
- Seller must provide disclosures within 5 days
- Title company will conduct title search
- Remove buyer contingencies within terms of the contract
- Schedule your closing
- Confirm contract effective date and move-in dates
- Certify funds for closing
- Stay in close contact with your agent, lender and title company
BEFORE YOU CLOSE
- Transfer funds for closing
- Reserve a moving company and set a moving date
- Change your address through USPS, your bank, and other instances
- Set up your utilities to be activated or transferred
- Confirm that all contingencies are resolved
- Schedule the final property walk-through
- Designate a safe, dedicated space to save your final paperwork
- Stay in close contact with your agent, lender, and title company
CLOSE OF ESCROW
- Work with Escrow Officer on final details
- Sign closing disclosure, promissory note, etc.
- Title transfer
- Deed delivery
- Save your paperwork and digital fies
- Get your keys – congratulations!
