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Millennials

First-Time Homebuyer

FHA Loans Can Help First-Time Homebuyers

Buying Your First Home? FHA Loans Can Help If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources Continue Reading

Housing Market

Is The Housing Market Starting To Balance Out?

Is the Housing Market Starting To Balance Out? For years, sellers have had the upper hand in the housing market. With so few homes for sale and so many people who wanted Continue Reading

Is a Fixer Upper Right for You?

Looking to buy a home but feeling like almost everything is out of reach? Here’s the thing. There’s still a way to become a homeowner, even when affordability seems like a Continue Reading

Vacation Home

Why a Vacation Home Is the Ultimate Summer Upgrade

If you’re excited about getting away and having some fun in the sun, it might make sense to consider if owning your own vacation home is right for you. An Ameriprise Continue Reading

Multi-Generational Home

Is a Multi-Generational Home Right for You?

Ever thought about living in the same house with your grandparents, parents, or other loved ones? You're not alone. A lot of people are choosing to buy multi-generational Continue Reading

Is Owning a Home Still the American Dream for Younger Buyers?

Is Owning a Home Still the American Dream for Younger Buyers? Everyone has their own idea of the American Dream, and it's different for each person. But, in a recent Continue Reading

Using Your 401(k) To Buy a Home?

Thinking About Using Your 401(k) To Buy a Home? Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You're not alone. Some Continue Reading

Net worth

Net Worth Grows With Homeownership

Growing Your Net Worth with Homeownership Take a moment to imagine where you want to be in a few years. What do you expect your net worth will be? You might be thinking about Continue Reading

Homeowner Net Worth

How Homeowner Net Worth Grows with Time 

How Homeowner Net Worth Grows with Time  Some Highlights If you’re thinking about buying a home this year, be sure to consider the long-term financial Continue Reading

Remote Work

Remote Work

Remote Work Is Changing How Some Buyers Search for Their Dream Homes The way Americans work has changed in recent years, and remote work is at the forefront of this shift. Continue Reading

Homeownership

Why Homeownership Wins in the Long Run

Why Homeownership Wins in the Long Run Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: Continue Reading

Mother playing with young son (2 yrs) on couch at home

5 Reasons Millennials Are Buying Homes

In the United States, there are over 72 million millennials. If you’re part of that generation and have thought about buying a home, you aren’t alone. According to Zonda, 98% Continue Reading

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Michael Morales

I’m a baby boomer and empty nester still passionately in love with the girl I married years ago as a young man with a vision. We live with our three golden retrievers on five acres in the Sierra Nevada foothills town of Tuolumne. In 2016, after a blessed life raising our family in the San Francisco Bay Area, we packed up suburbia and moved to the mountains. We haven’t looked back…

Meet Michael

Keller Williams Realty

8 South Washington Street
Sonora, CA 95370

(925) 337-3600
Contact Michael

Golden K Homes

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