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Mortgage Rates

Mortgage Rates Drop

Mortgage Rates Drop to Lowest Level in over a Year and a Half Mortgage rates drop and  have hit their lowest point in over a year and a half. And that’s big news if Continue Reading

Contacting A Realtor

When is the right time to contact a Realtor?

  When is the right time to contact a Realtor? With so many Real Estate websites and resources like Zillow and Realtor.com it’s not uncommon for Homebuyers to put off Continue Reading

Federal Reserve's Next Move

How the Federal Reserve’s Next Move Could Impact the Housing Market

How the Federal Reserve’s Next Move Could Impact the Housing Market What's the Federal Reserve's next move?  Now that it’s September, all eyes are on the Federal Reserve Continue Reading

what mortgage rate

What Mortgage Rate Are You Waiting For?

What Mortgage Rate Are You Waiting For? What mortgage rate is right for you?  You won’t find anyone who’s going to argue that mortgage rates have had a big impact on Continue Reading

Home Affordability

Home Affordability: Is It Starting To Improve?

Home Affordability: Is It Starting To Improve? Over the past couple of years, a lot of people have had a hard time buying a home. And while affordability is still tight, Continue Reading

Time In The Market

Time In The Market Should Be Your Focus

Focus on Time in the Market, Not Timing the Market Time in the market is key.  Should you buy a home now or should you wait? That’s a big question on many people’s minds Continue Reading

Control the controllables

Control the Controllables

Control the controllables! Chances are you’re hearing a lot about mortgage rates right now. You may even see some headlines talking about last week’s Federal Reserve (the Fed) Continue Reading

Selling Smart

Selling Smart

Selling Smart: Why a Real Estate Agent Makes All the Difference Selling smart... If you’re considering selling your house on your own as a “For Sale by Owner” (FSBO), you Continue Reading

How VA Loans Can Help You Buy a Home

How VA Loans Can Help You Buy a Home For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you know Continue Reading

What’s Next for Home Prices and Mortgage Rates?

What’s Next for Home Prices and Mortgage Rates? If you’re thinking of making a move this year, there are two housing market factors that are probably on your mind: home Continue Reading

Selling your house

Selling Your House? What’s Motivating Your Move?

Thinking about selling your house? As you make your decision, consider what's pushing you to think about moving. A recent survey from Realtor.com looked into why people want Continue Reading

Home Affordability

Is It Getting More Affordable To Buy a Home?

Over the past year or so, a lot of people have been talking about how tough it is to buy a home. And while there’s no arguing affordability is still tight, there are signs Continue Reading

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Michael Morales

I’m a baby boomer and empty nester still passionately in love with the girl I married years ago as a young man with a vision. We live with our three golden retrievers on five acres in the Sierra Nevada foothills town of Tuolumne. In 2016, after a blessed life raising our family in the San Francisco Bay Area, we packed up suburbia and moved to the mountains. We haven’t looked back…

Meet Michael

Keller Williams Realty

8 South Washington Street
Sonora, CA 95370

(925) 337-3600
Contact Michael

Golden K Homes

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